Life insurance is one of those responsibilities that comes with starting a family. It is a relatively simple way to protect your family financially should something happen to you. The point person for helping you fulfill this responsibility is your life insurance agent, and considering how important it is to protect your family, some care and thought should go into choosing a life insurance agent.
Life insurance agents are easy to find; it's choosing one that takes some careful analysis. Agents are often prominent in local communities; some advertise and there is a good chance that at some point you will know someone in the life insurance business. In addition, the Internet offers access to information and free quotes for life insurance policies. There is no shortage of agents to choose from.
So how do you determine which agent is right for you? It depends a little bit on whether your priority is to obtain a cheap life insurance policy or to work with someone you can consider a personal advisor. Assuming you can weigh the trade-offs between discount insurance and personal service once you have all the relevant information, here are four factors you should consider when evaluating agents.
About the Author
Richard Barrington is a freelance writer and novelist who previously spent over twenty years as an investment industry executive.